01
Create a Dropp
Choose an amount
₦5,000
123456
Create Dropp
droppSign in Lightspeed money transfer.
Pay vendors.
With confidence.
Dropp turns any amount or product into one smart link or QR code. Send, collect, and sell your products—all from a wallet built for everyday payments. For product purchases, seller proceeds stay on hold for 24 hours and you can request a refund from your receipt. Refunds need seller approval.
No bank details to share Built for mobile Business buyer protection
FROM AMOUNT TO MONEY RECEIVED
Create it. Share it. They claim it.
ONE TECHNOLOGY. THREE WAYS TO GROW.
Choose the Dropp that fits your life.
Personal
Move money. Sharpen your mind.
Send or receive money with one link or QR code, then play skill-based Coin Games designed around IQ and financial thinking. Play with coins, win coins and swap eligible coins into wallet money.
- 1,000 welcome coins
- Daily sign-in coins
- Skill-based, never betting
Digital business
Sell access in one scan.
Create a payment link or QR code for a course, file, community or other digital product. Once payment is confirmed, your customer goes directly to the protected destination.
- Instant access delivery
- Sales and refund tracking
- Coin Games included
Physical business
A smarter checkout for your store.
Supermarkets and physical stores can sell products through a smart code, issue a digital receipt and use a pickup code at the counter—without sharing bank details.
- Product payment codes
- Pickup verification
- Store insights
Buy with a 24-hour protection window.
For product and digital sales, the seller’s proceeds stay unavailable for withdrawal for 24 hours. If something goes wrong, the buyer can request a refund directly from the receipt and the seller can act while the money is protected.
01
Pay and keep your receipt
Every business purchase has a clear receipt, status and refund action.
02
Money stays protected
Sale proceeds cannot be withdrawn by the seller during the first 24 hours.
03
Refunds return to your wallet
Once the seller approves, the full purchase amount goes back to the buyer.
SELLER FEES, IN NAIRA
Know what each sale costs.
Compare the listed fees on a ₦5,000 or ₦10,000 sale. These services charge for different things: Dropp’s seller fee is not an all-in payment-processing fee.
Dropp
Seller fee · wallet-funded product purchases
₦5 on sales up to ₦5,000; ₦10 above
- ₦5,000.00 sale
- ₦5.00
- ₦10,000.00 sale
- ₦10.00
Current settings at the date below. Wallet funding and cash-out charges, if applicable, are separate. Settings can change.
Selar
Platform transaction fee · NGN sales
4% + ₦50 per sale
- ₦5,000.00 sale
- ₦250.00
- ₦10,000.00 sale
- ₦450.00
Deducted from seller earnings by default; sellers can pass the fee to buyers.
Paystack
Payment processing · local Nigeria payments
1.5% + ₦100 · capped at ₦2,000
- ₦5,000.00 sale
- ₦175.00
- ₦10,000.00 sale
- ₦250.00
The ₦100 charge is waived below ₦2,500. International payments use different rates.
Verified 23 October 2026. Examples assume the listed fee is deducted from the sale amount, not passed to the buyer. This is a pricing snapshot, not a quote; check the applicable terms before selling.
One wallet. More possibilities.
Send at lightspeed, build skills or take your business further.