How to Accept Payments on WhatsApp and Instagram in Nigeria With One Link
By the Dropp team · 6 min read · 25 October 2026
Quick answer
To accept payments on WhatsApp or Instagram in Nigeria, create a product link on Dropp and share it in your bio, status, stories and DMs. Buyers open the link, pay with Dropp Wallet, card or bank transfer, and the payment is confirmed automatically — no account numbers or receipt screenshots needed.
The DM selling problem
"How much?" "Send account." "Sent, check." Every sale through DMs needs you online, typing and checking your bank. Buyers lose interest while they wait, and you cannot sell while you sleep.
Step 1: Create your link
- Sign up at dropp.cash with your phone number and choose a business account.
- Verify with your BVN.
- Open Store, tap New Product, and add the name, price and what the buyer receives.
- Publish and copy your dropp.cash link.
Step 2: Use it on WhatsApp
- Post the link on your WhatsApp status with a short result-focused line.
- Save a quick reply in WhatsApp Business so "How much?" gets the link in one tap.
- Add the link to your WhatsApp Business catalogue and profile.
Step 3: Use it on Instagram
- Put the link in your bio and point every post to it.
- Add a link sticker to stories during launches.
- Reply to comments and DMs with the link instead of your account number.
Account number vs payment link
| Account number in DM | Dropp link | |
|---|---|---|
| You must be online | Yes | No |
| Fake receipt risk | High | Payment confirmed before delivery |
| Payment options | Transfer only | Wallet, card, bank transfer |
| Automatic delivery | No | Yes, for digital products |
Frequently asked questions
Can I use one link for WhatsApp and Instagram?
Yes. The same dropp.cash link works everywhere — bio, status, stories and DMs.
Does the buyer need a Dropp account?
No. Buyers can pay by card or bank transfer as guests.
What does it cost?
Dropp's seller fee is 2% per sale, capped at ₦1,000.
Sell faster. Move money instantly.
Create your first product link in under 2 minutes. 2% per sale, capped at ₦1,000.
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